Option 1 

1. Dial *007#

2.Select option 1) Send Money

3.Select option 2) MoMoPay

4.Enter Retail Code (which is 6 digits and to be provided by the retailer)

5.Enter Amount

6.Enter Reference (retailer will provide info)

7.Confirm transaction by entering your pin 

Option 2 – Shortcode

Dial *007*1*2# and follow the prompts

Option 3  – MoMo App

Download here