Transfer, pay, and shop all with MoMo
Access and manage your MoMo account seamlessly with the My MTN app. Where you can view your statements, schedule payments and create a list of beneficiaries with ease. To download the app simply SMS “your name” to 1313 or follow the link 👉🏽: MoMo App.
Features
Promotions
Be part of the MTN Eswatini family
MoMo: 100% MTN Wow Bundle Bonus
How to
MoMo Quick Loans
How to Send Money
How to Withdraw Money at the ATM
How to Pay for Goods and Services with MoMo Pay
How to Purchase Data and Voice Bundles with MoMo
How To Buy Electricity
Fees
Paying Bills
Amount From (SZL) | Amount To
 (SZL) |
EECÂ
(SZL) |
DSTV (SZL) | TV License (SZL) |
1.00 | 19.99 | 1.50% | 10.00 | 3.00 |
20.00 | 125.99 | 1.50% | 10.00 | 3.00 |
126.00 | 250.99 | 1.50% | 10.00 | 10.00 |
251.00 | 500.99 | 1.50% | 10.00 | 10.00 |
501.00 | 750.99 | 8.00 | 10.00 | 10.00 |
751.00 | 1000.99 | 10.00 | 10.00 | 10.00 |
1001.00 | 2000.99 | 10.00 | 10.00 | 10.00 |
2001.00 | 4000.00 | 10.00 | 10.00 | 11.00 |
Amount From (SZL) | Amount To
 (SZL) |
SEC (SZL) | DSTV (SZL) | TV License (SZL) |
1.00 | 19.99 | 1.50% | 10.00 | 3.00 |
20.00 | 125.99 | 1.50% | 10.00 | 3.00 |
126.00 | 250.99 | 1.50% | 10.00 | 10.00 |
Transfers
Money Being Transferred | Â Minimum amount | Â Maximum amount | Service Charge |
1-19.99 | 1.00 | 19.99 | 2.00 |
20-125.99 | 20.00 | 125.99 | 4.00 |
126-250.99 | 126.00 | 250.99 | 6.00 |
251-500.99 | 251.00 | 500.99 | 6.00 |
501-750.99 | 501.00 | 750.99 | 7.00 |
751-1000.99 | 751.00 | 1000.99 | 8.00 |
1001-2000.99 | 1001.00 | 2000.99 | 11.00 |
2001-4000.00 | 2001.00 | 4000.00 | 13.00 |
Locate your nearest MoMo
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MoMo Decade
You can win 1 0f two Nissan NP200 bakkies, MoMo cash prizes, grocery vouchers, a trolley dash, Data or Airtime.
To qualify SMS ”MoMo10” to 7000, send at least E200 minimum per instance when you send MoMo to someone.
To qualify, pay with a minimum of E100 per shopping visit using MoMo pay.
to qualify use MTN MoMo to buy airtime, data and voice bundles.
A random draw will determine the lucky winners.
For businesses, register and pay your staff using MTN MoMo and stand the chance to win E10 000.
As an MTN MoMo agents you can win E5000.00 when you do the most transactions for clients.
Buying bundles through MoMo
Via USSD
To but data dial *007*6# choose option 1) data bundles, select the package that you want to purchase, choose option 1 if you are buying for yourself or option 2 if you are buying for someone else, select the bundle that you want to purchase, enter your MoMo PIN to confirm purchase.
Via App
Select buy on MTN Bundles, choose between prepaid or postpaid bundles, select which package you would like purchase, choose between the option to buy for yourself or someone else, choose validity of bundle, select complete to confirm bundle purchase.
both postpaid bundles and prepaid bundles.
No, it does not.
MoMo PIN Reset
Via app
Select my app, select menu bar, select change pin, enter your current PIN twice, enter new pin, confirm new pin.
NO, only you can reset your PIN.
You can reset your PIN whenever it is blocked. Simply visit your nearest MoMo agent or MTN service center with your ID and handset for PIN reset assistance.
MoMo Electricity
Via USSD
To buy electricity Dial *007*3#, choose option 1) Buy electricity, Enter your MoMo PIN, Choose option 1) for a new meter number or option 2) for an existing meter number, enter or select your meter number, enter amount
Via the app
Select pay bill, select electricity, enter your meter number, enter amount, select pay, confirm payment
Via USSD
To retrieve electricity token dial *8888#, choose option 2) token, 8 new meter, select 1 display token or 2 SMS token.
or call 922 and request for token.
E1 – E251 has a 1.5% charge
E501 has E8 charge
E751- E4000 has a E10 charge
MoMo Quick Loans
The following criteria must be met:
- You must have been active on the makoya network for at least 6 months
- You need to be 18 and above
- You need to have been registered on Momo for at least 3 months
Dial *007*7# to get started on requesting a loan. The Loan is instant and is paid directly to your MoMo wallet with no paperwork involved and collateral needed.
You have up to 30 days to clear your loan.
Your loan will incur an 8% interest if paid within the 30-day period. Should you default on your repayment then there will be a 10% penalty.
Dial *007*7# and select option 2) Repay Loan.
MoMo Pay
All you need to do is approach your nearest MTN outlet with your ID and phone to register for the service.
You may use the service at over 50 outlets nationwide 👉🏽 : bit.ly/MoMoPayRetailers. Keep an eye out for the MoMo pay poster.
During the course of the transaction, the teller will prompt you to tap the speed point using your card/sticker to initiate the transaction from your end. You will then receive a notification prompting you to approve the transaction (enter your 5-digit pin to confirm). You will receive an SMS confirmation of the payment to conclude it.
Yes, there are service charges but pegged at favourable rates:
Price RangeÂ
(SZL) |
Service Charge
(SZL) |
1.00 – 19.00 | 5% |
20 -125 | 2.5% |
126 – 250 | 2.5% |
251 – 500 | 2% |
501 – 750 | 1.5% |
751 – 1000 | 1% |
1001 – 2000 | 0.75% |
2001 – 4000 | 0.5% |
Not at all, simply dial *007*1*2# to get started (the retailer will provide you with the retail code).
Likhandlela Funeral Policy
As a MoMo user who has met the criterion of sending money at least once in the current period, you are covered for one calendar month succeeding the month in which you qualify. For instance, if you qualified in February you will be covered for the month of March. So to be constantly covered; you simply need to use your MoMo account.
Should the unfortunate occurrence of you passing on come about, then your nominated beneficiary will be the one to receive the funds.
The individual who was nominated by the policyholder.
- Â Dial *007#
- Â Select option 3) Pay Bills
- Â Select option 6) Likhandlela
- Â Select option 1) My Life Cover
- Â Then follow the prompts
- Â Dial *007#
- Â Select option 3) Pay Bills
- Â Select option 6)Â Likhandlela
- Â Select option 2)Â My Claims
- Â Then follow the prompts
They will need to approach Old Mutual Customer Services and bring with them the following documents:
- Â A certified copy of the Death Certificate
-  A copy of the beneficiary’s ID
- Â Proof of the relationship to the deceased
The claim which has been approved will be paid out into the beneficiary’s MoMo Account.
A claim will not be paid if the following is the case:
- Â Insurance is not active at the time of death
- Â If the person making the claim is not the nominated beneficiary.
- Â If the prerequisite documents to make a claim are not present
In the unfortunate event of the death of the policyholder, the beneficiary/claimant has up to a maximum of 12 months to make a claim
ATM Withdrawals
Not at all, all you need to do is approach the nearest Eswatini Bank or Eswatini Building Society ATM and dial *007*4*3*1# to get started.
Yes, there are and pegged at favourable rates:
Eswatini Bank Withdrawal Rates
Money Being Transferred (SZL) | Â Minimum amount
(SZL) |
 Maximum amount
(SZL) |
Service Charge
(SZL) |
 |
20.00 – 500.00 | 20.00 | 500.00 | 10 |  |
501.00 – 1200.00 | 501.00 | 1200.00 | 12 |  |
1201.00 – 2200.00 | 1201.00 | 2200.00 | 14 |  |
2201.00 – 4000.00 | 2201.00 | 4000.00 | 20 | Â |
EBS (Eswatini Building Society) Rates
Money Being Transferred (SZL) | Â Minimum amount
(SZL) |
 Maximum amount
(SZL) |
Service Charge
(SZL) |
 |
20 – 100 | 20.00 | 100.00 | 10 | Â |
101 – 250 | 101.00 | 250.99 | 14 | Â |
251.00 – 500 .00 | 25100 | 500.99 | 17 | Â |
501.00 -1000.99 | 501.00 | 1000.99 | 22 | Â |
1001.00 – 2000 .99 | 1001.00 | 2000 .99 | 40 | Â |
2001.00 – 4000.99 | 2001.00 | 4000.99 | 49 | Â |
No, and that’s the best part; no queues, no ID, simply bring your phone/device.
Approach the nearest EBS or Eswatini Bank ATM then:
On Your Phone
- Dial *007#Â
- Select option 4 BankingÂ
- Select option 3 ATM WithdrawalÂ
- Select option 1 Get Cash-Out PIN
- Enter your 5-digit MoMo PIN
- You will receive your Cash out PIN which will be valid for 30 minutes.Â
On the ATM
- Select Cardless Services
- Select Mobile Money
- Enter your cellphone number
- Enter OTP
- Enter Amount
- ATM will give out cash and feedback on Screen
- You will then receive an SMS confirming the transaction
The service is currently applicable at Eswatini Bank and Eswatini Building Society ATMs nationwide.