The YERF is a business support mechanism established for Youth (18 – 35 years) to:

Promote youth entrepreneurship (youth-owned and managed enterprises)
Provide seed capital or business loans, empowerment and support
Contribute to the reduction of youth unemployment and poverty alleviation
Improve linkages for youth enterprises with relevant stakeholders
Vision
“To be an innovative, trusted, effective, self -sustaining & inclusive youth development finance institution, economically empowering the Swati youth”.

Mission
“To foster youth economic participation through facilitating and enhancing youth entrepreneurship, accelerated and sustained economic growth for the creation of sustainable youth employment, empowerment and social upliftment”.

Core Values
The following are the core values of YERF:

Accessibility
Efficiency
Transparency
Accountability
Integrity
Equity
Governance

General Lending Requirements

Certified copy of ID
Completed loan application form
Business proposal
Market confirmations
Entity registration documents
Trading license (where applicable)
Applicable licenses and/or permits
Valid bank account
Proof of authority for business premises

Cija Ngebhizinisi

MTN Eswatini and SEDCO (Small Enterprise Development Company) came into a partnership and started the Cija ngebhizinisi radio program. This program was aimed to teach the fundamentals of entrepreneurship over radio using siSwati. This program was in part a fulfillment of the reviewed Small, Medium, and Micro Enterprises (SMME) policy of 2017.

The policy aims to create a modern, comprehensive, targeted and coherent framework that will build a highly profitable and entrepreneurial sector that is characterized by innovative, competitive, and sustainable businesses. Cija ngebhizinisi aired every Wednesday at 7:30 pm on Eswatini Broadcasting and Information Service (EBIS) 1. After 18 weeks of airing the program, about 20 winners were selected and afforded a chance to have an eye-to-eye capacity building, and out of these, 5 won a seed capital worth E10 000 each.