The YERF is a business support mechanism established for Youth (18 – 35 years) to:

  • Promoting youth entrepreneurship (youth-owned and managed enterprises)  
  • Provision of seed capital or business loans, empowerment and support
  • Aimed at contributing to the reduction of youth unemployment and poverty alleviation
  • Improving linkages for youth enterprises with relevant stakeholders


“To be an innovative, trusted, effective, self -sustaining & inclusive youth development finance institution, economically empowering the Swazi youth”. 


“To foster youth economic participation through facilitating and enhancing youth entrepreneurship, accelerated and sustained economic growth for the creation of sustainable youth employment, empowerment and social upliftment”.

Core Values

The following are the core values of YERF:

  • Accessibility
  • Efficiency
  • Transparency
  • Accountability
  • Integrity
  • Equity
  • Governance

General Lending Requirements

  • Certified copy of ID
  • Completed loan application form
  • Business proposal
  • Market confirmations
  • Entity registration documents
  • Trading license (where applicable)
  • Applicable licenses and/or permits
  • Valid bank account
  • Proof of authority for business premises

Entrepreneurship partners

Youth Enterprise Fund

Rhus Office Park, Karl Grant Street, Mbabane

Mobile: +268 7606 4002





SEDCO Head Office Mbabane
Government stores Road
P.O. Box A186 Mbabane


SEDCO Head Office Mbabane
Government stores Road
P.O. Box A186 Mbabane

Contact us

Should you wish to become involved with our initiatives, please complete the form below and click submit. Our Foundation team will make contact with you shortly thereafter.

Address Details


Zandile Mathunjwa

I am a 26-year-old female raised by my both parents, together with my five siblings in Nhlangano. I studied fashion and design at SITC, where I got to find out about JA then joined the Out Of School Youth program they offer, sponsored by MTN Foundation. The program has groomed me to be the best I can be using mostly my tertiary skills; thus today I own Zaza’s Embroidery & Sewing which has been running for two years now. Initially, I used my mother’s sewing machine until I won the seed capital from MTN foundation. I was able to buy my sewing machine and sewing material to add to my business stock and assets.

Qiniso Kunene

When I completed school I had no plan and my family had no money to support me further with education until I heard about Young Heroes. It is then that I approached them and fortunately enough I was awarded financial support through MTN Foundation. I am doing carpentry at Manzini Industrial Training Centre, and I have learnt a lot from the training. I am hoping I will be able to start my own business in the future as we are also offered a course on entrepreneurship. I am very grateful to MTN Foundation and Young Heroes because I do not know where I would be if it wasn’t for them, maybe I would be roaming the streets doing crime just to survive.


Nhlambeni Community

Before I joined the JA program that is sponsored by MTN Foundation, I was breeding indigenous chickens as a hobby, but after the training, my mindset shifted to do it as an income-generating project. I was fortunate to win E10, 000 from MTN Foundation during a competition by JA and that was my breakthrough. Before, I would sell one chicken per month, making E50.00 which we would use to buy food. But after the training and the funding, I bought more breeding stock. Now I have more than 300 chickens in the yard. I sell at least ten chickens a month with E100.00 per chicken, making about E1000.00 per month. I want to supply shops now on large stock.