1. Dial *007# 
2. Select option 1) To Someone
3. Enter the recipient’s number
4. Enter the amount (between E20 – E4000)
5. Enter the reason/reference for the transaction (this may be provided by the recipient in instances of transactions or a tag for your benefit)
6. You have the option of paying for the withdrawal charges to be incurred by the recipients (reply with 2 if you concur or 1 of you don’t oblige)
7. Confirm with your pin; ensure that the account details depicted indeed belong to the recipient.   

   Option 2  (Shortcode)

• Dial *007*1# and follow the prompts

Option 3 (My MTN app)

• Use the My MTN app 👉🏽: http://bit.ly/1eY2lrp